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Saving money on health insurance

Income levels & savings

Warning:
Get ready for Open Enrollment
 
Starting November 1, you can apply for 2025 coverage or update your application with any changes you expect for the year ahead. Get ready now.
Notice:
Coming Nov 1: 2025 income levels and savings
 
Before November 1, get an idea of how much you'll save in 2025 with 2024 amounts. Then, come back November 1 for a more accurate estimate. (2025 savings may be higher due to inflation.)
Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.
You'll get exact plan prices and savings by filling out a Marketplace application.

More help before you apply

  • Estimating your expected household income
    • You can probably start with your household’s 
       and update it for expected changes. (Savings are based on your income estimate for the year you want coverage, not last year.)
    • You may qualify to enroll in or change Marketplace coverage through a 
       based on estimated household income. Find out if you may qualify.
    • Use our income calculator to make your best estimate.
    • Learn more about estimating income, and see what to include.
  • Including the right people in your household
    • Count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent, including those who don’t need coverage.
    • Learn more about who to include in your household.
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